Why Now Might Be the Right Time to Buy: How Homeownership Can Cost Less Than Rent!

If you're currently renting, now may be the ideal time to consider buying a home—especially when monthly costs are more comparable than you might think. With the U.S. median rent sitting at $1,592, many renters assume homeownership is out of reach. However, at La Segarra, a new home community in Waller County by Tricoast Homes, monthly mortgage payments start around $1,284*, making it a competitive—and potentially more rewarding—alternative to renting.

Tricoast Homes, a respected Houston-based builder, is helping to make the path to homeownership more affordable with quality new builds and flexible financing options. They're currently offering a reduced 3.99% fixed interest rate for the first year on FHA, VA, and USDA loans—helping lower your initial payments and ease the transition into owning. Unlike rent, which offers no long-term return, a home is a stable investment that builds equity over time. With current incentives and favorable conditions, making the move from renting to owning could be a smart financial decision.

*Estimate based on a 10% down payment with a 3.99% interest rate the first year and 4.99% thereafter.